Amy Rauschenberger

609 Silver Springs Circle

Cottonwood, AZ
$ 359,000 Beds 2 Baths 2 Sq 1,254
Monthly Estimate* How much can I afford?

Step into a home filled with warmth, comfort, & natural light. The charming breakfast nook, surrounded by windows, opens to the front patio, creating the perfect spot for morning coffee. The well-laid-out kitchen offers a center island, extensive cabinet & counter space, & upgraded lighting that enhances both the kitchen & dining areas. The spacious great-room concept provides effortless flow into the large, comfortable living room, where sliding doors lead to the covered back patio. The main bedroom also opens to this peaceful outdoor space, extending your living area & inviting relaxation. The main bath offers an extra-large vanity & walk-in closet. Inside, enjoy newer luxury vinyl flooring, window blinds, ceiling fans, updated lighting, and fresh interior paint. Major improvements include the central air and heat. Outdoor living shines here--lush shrubs, flowering plants, and a block back wall create exceptional privacy in both the front and back yards. Experience the best of active living with access to a premier Recreation Center designed for recreation, wellness, and social connection. Residents enjoy a sparkling swimming pool, a fully equipped fitness center, and beautifully maintained tennis courts--perfect for staying active and healthy year-round. The Cottonwood Recreation Center also offers a vibrant calendar of weekly activities, fitness classes, clubs, games, and special events, creating endless opportunities to meet neighbors, pursue new interests, and enjoy an engaging community lifestyle. Perfectly situated next to the public library, the Recreation Center provides the ultimate combination of recreation, learning, and convenience. Whether you're attending a fitness class, checking out your next great read, or participating in one of the many community programs, everything you need is just steps away. Whether you're relaxing poolside, working toward your fitness goals, enjoying a friendly match on the tennis courts, or taking advantage of the neighboring library, this exceptional amenity offers a lifestyle that truly has something for everyone. Enjoy the perfect combination of comfort and convenience with this ideally located home. Just minutes from the area's hospital, medical offices, and healthcare providers, you'll appreciate the peace of mind that comes with having quality medical care close by. Daily errands are a breeze with major shopping centers, grocery stores, restaurants, and essential services all nearby. Whether you're running errands, meeting friends in Old Town Cottonwood for dinner, enjoying a day of shopping at the unique boutiques, or visiting the area's inviting collection wine tasting room everything you need is just a short drive away. This exceptional location offers easy access to the conveniences of everyday living while providing the comfort of a welcoming neighborhood--making it an ideal place for your new home.

Active

  • Price
  • $ 359,000
  • City
  • Cottonwood
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • YAVAPAI
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.1 Acres
  • Zip
  • 86326
  • Sqr Footage
  • 1,254
  • Year Built
  • 1995
  • Taxes
  • $ 1039
  • Style
  • Contemporary
  • MLS#
  • 7034022
Listed By: RealtyOneGroup Mountain Desert; 928-862-4035
Data Source: Arizona Regional MLS (ARMLSN)

Features

General

Sewer Public Sewer
Heating Natural Gas
Cooling Central Air,Ceiling Fan(s)
Utilities Natural Gas Connected
Possession Close Of Escrow
Roof Tile
HOA Fee 1361.0
Garage Spaces 2.0
Association Fee Includes Maintenance Grounds,Street Maint,Front Yard Maint
Architectural Style Contemporary
Construction Materials Stucco,Wood Frame
Year Built 1995
Township 15
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Annually
County Yavapai
New Construction No
Property Type Residential
HOA Yes
Attached Garage No
Subdivision Name SILVER SPRINGS GARDEN HOMES
Special Listing Conditions N/A
Status Active
Directions 89A,South on 6th St,Left into the Silver Springs Subdivision,turn left,home on the right hand side
City Cottonwood
Disclosures Agency Discl Req,Seller Discl Avail
Association Name Silver Spgs Garden
High School District Mingus Union High School District
Open Parking Spaces 2.0
Lot Size Units Square Feet
Lot Size Square Feet 4508.0
Carport Spaces 0.0
Carport Y/N No
Spa Features None
Elementary School Dr Daniel Bright Elementary School
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 1039.0
Home Warranty Y/N Yes
Middle/Junior High School Oak Creek Elementary School
Lease Renewal Y/N No
Lease Considered Y/N No
Rent Control Y/N No
Builder Name Unk
Standard Status Active
Occupancy Type Owner
Elementary School District Cottonwood-Oak Creek Elementary District
Tax Lot 17
MobileHomeRemainsYN No
New Financing: Conventional True
Senior Community No
New Financing: FHA True
Ttl Monthly Fee Equiv 113.42
New Financing Cash True
New Financing: VA True

Interior Features

Interior Amenities High Speed Internet,Eat-in Kitchen,No Interior Steps,Vaulted Ceiling(s),Kitchen Island,3/4 Bath Master Bdrm,Laminate Counters
Flooring Vinyl
Total Stories 1
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Dual Pane
Fireplace Y/N No
Laundry Features In Garage
Total Bedrooms 2
LivingAreaSource Assessor
Total Baths 2
Bedrooms Possible 2
Kitchen Island True
Laminate Counters True
Reverse Osmosis True

Exterior Features

Fencing Back Yard,Block
Parking Features Attached Garage,Garage Door Opener,Direct Access
Lot Features East/West Exposure,Sprinklers In Rear,Sprinklers In Front,Corner Lot,Gravel/Stone Front
Water Source Public
Lot Size Area 4508.0
Spa No
Lot Size Acres 0.1
Road Surface Type Paved
Lot Size Source Assessor
Waterfront Y/N No
Covered Spaces 2.0
Crops Included Y/N No
Road Responsibility Private Maintained Road
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Gilbert, AZ office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Dr Daniel Bright Elementary School
Middle School Oak Creek Elementary School
High School Unknown High School

Price History

5/28/2026 Listed $410,000
6/5/2026 2% - $405,000
6/9/2026 2% - $399,000
6/24/2026 3% - $389,900
8/4/2026 3% - $378,900
8/11/2026 3% - $369,000
8/17/2026 3% - $359,000

Property vs Zip Code Average in 86326

Price
AVG $540K
$360K
Taxes
AVG $1,990
$1,039
Year Built
AVG 2002
1995
Visits
AVG 116
161
Data Provided by Inside Real Estate®

Areas That We Cover

609 Silver Springs Circle Cottonwood, AZ is a Single Family Home for sale at $359000 with 1254 sqft and a lot size of 0.1 Acres Acre(s). 609 Silver Springs Circle Cottonwood has 2 bedrooms, 2 baths and was built in 1995. The property's zip code is 86326 which is in Cottonwood, AZ

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Amy Rauschenberger

Amy Rauschenberger

480-406-3335

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